How it works


You answer a few questions about your mortgage.


We incorporate your answers and generate a letter to your loan servicer.


We email the letter to you so you can send it to your loan servicer.

Can I delay paying my mortgage?

It depends on your answers to these two questions.

Do you have a federally-backed mortgage?

Federally-backed mortgages include mortgages that are owned or backed by the FHA, VA, HUD, Dept. of Agriculture, Fannie Mae or Freddie Mac.

Are you struggling financially due to the COVID-19 emergency?

This can include losing your job, working fewer hours, losing another source of income or losing significant value in your investments.

Leverage our free tool to get help deferring mortgage payments